Ever feel lost staring at a check? Don't worry, it's simpler than it looks! This guide breaks down the key elements, so you can confidently understand every detail.
First, find the date in the upper right corner – that's when the check was written. Below the date is the "Pay to the Order Of" line. This is where the payee's name goes – the person or business receiving the money.
Next, locate the amount written in numbers, typically in the upper right corner, right below the date. Crucially, verify this amount matches the written amount on the line below the payee's name. These *must* match.
In the lower left corner, you'll often find the "Memo" line. This is for notes about the payment. Finally, at the bottom, you'll see a string of numbers. These include the routing number (identifies the bank), the account number (identifies the specific account), and the check number (helps track transactions).
Now you are check-reading savvy!
