Medical identity theft is a serious crime, and unlike financial identity theft, it can have devastating consequences for your health. But what exactly is it?
Simply put, medical identity theft occurs when someone steals your personal information – like your name, social security number, or health insurance details – to obtain medical care, prescription drugs, or even file fraudulent insurance claims under your identity.
This can lead to several problems. Imagine someone using your health insurance to receive treatment for a condition you don't have. This inaccurate information could then be included in your medical records, potentially leading to misdiagnosis, incorrect treatments, or denial of coverage in the future. Furthermore, you might face unexpected medical bills and a damaged credit score.
Protecting your medical identity is crucial. Be vigilant about safeguarding your insurance cards, reviewing your medical bills and Explanation of Benefits (EOB) statements, and being cautious about sharing your personal information online or over the phone. Stay informed and take proactive steps to shield yourself from this growing threat.
