Navigating the world of Social Security Disability Insurance (SSDI) can feel overwhelming. If you're struggling with a disability that prevents you from working, SSDI might be a crucial lifeline. But how do you know if you're eligible?
Essentially, the Social Security Administration (SSA) has two main requirements:
* **Work History:** You must have worked long enough and recently enough to have accumulated sufficient work credits. This is based on your earnings history.
* **Medical Condition:** You must have a medically determinable physical or mental impairment that prevents you from engaging in substantial gainful activity (SGA). This means your condition must be severe enough to prevent you from doing the work you previously did, or any other substantial work.
The SSA will review your medical records and potentially request additional examinations. If your disability meets a listing in their 'Blue Book' of impairments, you may be automatically approved. Otherwise, they'll assess your ability to perform work-related activities.
Understanding these basic requirements is the first step in determining your eligibility for SSDI. Don't hesitate to explore the SSA's website or consult with a qualified professional for personalized guidance.
